Health Insurance 101
What is Health Insurance
Health Insurance provide benefits for medical care, doctors visits, prescreption drug benefits. Health plans provide medical benefits for in hospital care as well as out patient health care services. Insurance plans can be complicated that is why we take the time to help our clients understand their health care coverage and how to use their coverage.
What is the Affordable Care Act, Obama Care Insurance?
The Affordable Care Act-Obama Care was sign in to law by President Barak Obama.
This Law reform Individual health insurance and expand medicaid in most States.
Here are some major changes:
Health Insurance plans must provide unlimited medical benefits, as long as premiums are paid.
Children can remain on their parents health plans until age 26
Plans must provide preventive care for members at no additional cost.
Preventive care may differ for male, female and children as describe in the law.
Health plans can not cancel or deny you coverage base on preexisting conditions or any medical diagnosis
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